#425 The Merchant Bankers

Jul 19, 2026 · 46 min · YouTube

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asr · 9,570 words · docs
0:00In every merchant-banking dynasty there is one pioneer who began with nothing and died rich.
0:05The Rothschilds started out as coin changers in the ghetto.
0:08The Berings and textiles, the Hambros and foodstuffs, the Warburgs and silver, and the Weschbergs began in grains.
0:15Grandfather arrived in town in style, sitting on top of a haycart loaded high with corn.
0:20So the author's grandfather was a merchant baker.
0:23He said people in town used to call him Albert the Benevolent because he would lend them money at 5%.
0:27I had no idea what that meant.
0:29Later, I heard that when Albert the Benevolent liked the man, he would lend him money without any collateral, taking a chance on the man's promise to pay him back.
0:38Later, grandfather switched from corn to credit in the manner of all merchant bankers and opened a coin changing office.
0:46Grandfather then extended the firm into the banking house, A.
0:49Weshberg and Company.
0:51The company in the name of the firm were exactly, as in the case of most merchant bankers, grandfather's sons who became his partners.
0:59One of them was my father.
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