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EP · Life Kit · Make the most of a high-deductible health plan15:08
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0:16You're listening to LifeKit from NPR.
0:21Hey, it's Marielle.
0:23Today we're talking about health insurance, specifically high-deductible health plans.
0:29High-deductible health plans are common in the U.S.
0:32A lot of people choose them because they have much cheaper premiums, and premiums are what you pay every month just to have the insurance, even if you don't use it.
0:39If you get your insurance through work, these will come out of your paycheck.
0:42The thing is, high-deductible plans also have high deductibles.
0:47Your deductible is the amount that you have to pay for covered services before your insurance starts sharing costs.
0:55This is Jackie Fortier.
0:56She's been reporting on high deductible health plans for an NPR and KFF health news series called Healthcare Helpline.
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