Why Everyone Is Drowning In Debt (and how to get out) - Caleb Hammer - #1123
Jul 13, 2026 · 1h 56m · YouTube
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EP · Modern Wisdom · Why Everyone Is Drowning In Debt (and how to get out) - Caleb Hammer - #11231:56:25
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| 35:04–36:16 | WHOOP | host readaudio + YouTube | mid-roll | whoop.com/modern | trigger | |
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| 1:56:09–1:56:40 | Kraft Heinz | insertedapple copy only | post-roll | dai |
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Transcript
asr · 23,226 words · docs
0:00How do you describe what you do for work?
0:03Depends the viewer.
0:05If I'm talking to the nice little church lady, I'd tell her I'm helping young folks and some old folks with their money.
0:13I'm just talking to just a random person on the street, I'd say I'm yelling at a bunch of retards who suck with money and roasting them along the way and having a lot of fun doing it.
0:23I was going to ask why you get death threats, but you've kind of precluded that.
0:27I mean, I don't understand.
0:28Like, okay, if you come on financial audit, you would come through a multi-week onboarding process and give me all these things.
0:37Like, let's pretend you didn't want me to make fun of your curly hair for whatever reason.
0:42You would tell me that.
0:43You would tell the producers that because we ask you to do it.
0:45But veto in advance.
0:47Yeah.
0:47So we don't bring it up.
0:48So, and then I get consent to make fun of it.
0:50Sensitivity about my curly.
0:52Exactly.
0:53So why get death threats for making fun of things that someone gave me explicit permission to make fun of makes no sense.
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